Wally AI
Get started

Compare

Apps that cancel subscriptions for you (2026)

The short answer

Of the apps we checked, seven say on their own pages that they do: Billshark, Experian and Rocket Money contact the provider for you; Duckbill uses background-checked people helped by AI; Pine AI is an AI agent that calls, emails and fills in forms; Subpilot takes “Cancel for me” requests, handled automatically or by its concierge; and Wally cancels in its own browser while you watch.

Disclosure: we make Wally, so we’re not neutral. Every fact about Billshark, Duckbill, Experian, Pine AI, Rocket Money and Subpilot comes from that company’s own website, terms or app listing and is linked below with its date — and each app’s entry says where it’s stronger than Wally.

By Checked

At a glance

Prices as each company lists them, checked October 2026. The numbers link to the sources.

Apps that cancel subscriptions for you, at a glance
BillsharkIts team contacts the provider for you$5 per subscription cancelled[2]US[2]
DuckbillBackground-checked people, helped by AIFrom $49/month for about 3 to 5 tasks[4]Not stated[3][4][5]
ExperianExperian contacts the provider for youIncluded in Experian Plus, $14.99/month[7]US[7]
Pine AIAn AI agent that calls, emails and fills in formsFrom $6.10/week, billed annually[9]Not stated[11]
Rocket MoneyIts team contacts the provider for youPremium, $7–$14/month (you choose)[16]US only[15]
Subpilot“Cancel for me” requests, handled automatically or by its conciergeVaries by offer; subscription required[28][29]Not stated for cancelling[25]
WallyIts own browser, while you watchFree to see what it finds; Premium $6.99/monthUS and Canada

The apps, one by one

In alphabetical order. Each fact links to the company’s own page.

Billshark

billshark.com · Its team contacts the provider for you

How it cancels
You submit the subscription you want gone, and Billshark contacts the provider to cancel it on your behalf.[1] Its terms say its agents may tell the provider they’re the account holder, and ask you for the account details and any password, PIN or other security credentials the provider needs.[2] Billshark says most cancellations are done within a few business days, depending on the provider.[1]
Price
Its terms set a flat fee of $5 per subscription cancelled, subject to any discounts; its help center says the price is shown before you confirm.[2][1]
Platforms
iPhone and Android apps, and the web.[1]
Where it works
US — its terms say the platform is intended for use in the United States.[2]
Limits
  • A final billing cycle can still be charged after the cancellation.[1]
  • A request can fail over missing account details or a provider’s own requirements.[1]
Where it’s stronger than Wally
  • You pay per cancellation — $5 in its terms — rather than a subscription.[2]
  • People handle it from the account details you give them; you don’t do the steps yourself.[1][2]
  • An Android app, and bill negotiation (40% of the savings, nothing if it can’t lower the bill).[1][2]

Duckbill

getduckbill.com · Background-checked people, helped by AI

How it cancels
You send a task by app, text or email, and background-checked people do it — making the calls and sitting on hold — with AI breaking the task down. Duckbill lists cancellations among the customer-service jobs it takes on, with a cancelled gym membership as its example.[3][4] Every plan includes phone calls on your behalf and real-time task updates.[4]
Price
Essentials is $49 a month (about 3 to 5 tasks), Individual $99 (about 4 to 6), Household $169 (about 8 to 12, two members) and Household Plus $350 (about 16 to 20), billed monthly.[4]
Platforms
Its app, text or email; it can also take tasks from Claude and other AI tools.[3][4]
Where it works
Not stated on its home page, pricing page or terms.[3][4][5]
Limits
  • Its terms say it doesn’t guarantee the outcome of any task, and fees are non-refundable except as its terms state or the law requires.[5]
  • Each plan covers a set number of tasks a month.[4]
Where it’s stronger than Wally
  • People make the phone calls and wait on hold, so it can take on cancellations that need a call.[3]
  • It handles far more than subscriptions — refunds, disputes, appointments and research.[3]

Experian

experian.com · Experian contacts the provider for you

How it cancels
You submit a cancellation request with your account details; Experian contacts your provider to cancel, and tells you if the provider offers a better deal to stay.[6] Experian says cancellations usually take about 3–7 business days.[6] It needs your payment accounts connected to your Experian account.[7]
Price
Subscription cancellation comes with Experian Plus ($14.99 a month) and Premium ($24.99 a month); it isn’t in the free plan or Core ($4.99 a month).[7]
Platforms
The web, and Experian’s app for iPhone and Android.[7]
Where it works
US — the plans are built around your Experian credit report and FICO Score.[7]
Limits
  • It can’t cancel subscriptions billed through the Apple App Store or Google Play, and only cancels subscriptions on its list of eligible ones.[6]
  • If a new billing cycle starts before it cancels, you may pay once more.[6]
Where it’s stronger than Wally
  • Your credit report and FICO Score, and bill negotiation, in the same membership.[7]
  • It tells you when a provider offers a better deal to stay.[6]
  • An Android app.[7]

Pine AI

19pine.ai · An AI agent that calls, emails and fills in forms

How it cancels
You tell Pine what to cancel, and it handles the calls, emails and follow-ups, asking only for details like your account email or member ID.[8] Its terms make it your authorized representative: it may present itself to companies as your agent, and use your phone number as its caller ID.[10] You get a completion receipt with a confirmation number. Pine says most streaming and app plans take from instantly to 24 hours, gyms 24 to 72 hours, and phone and cable plans 48 hours to 5 days.[8]
Price
Most requests use credits. Pro, for personal use, is $9.00 a week billed monthly or $6.10 a week billed annually, with 6,000 credits a month (Pine estimates 6 to 30 tasks); Premium, for households, is $18.20 or $12.30 a week. You can start free.[9][11] Prices are in US dollars.[11]
Platforms
iPhone, Android and the web.[9]
Where it works
Not stated. Its assistant phone numbers are available in the US only.[11]
Limits
  • Its terms say it can’t guarantee results when companies don’t respond, refuse requests or use systems it can’t reach.[10]
  • Fees and credits are non-refundable, apart from a full refund if you ask within 24 hours of the first charge.[10]
Where it’s stronger than Wally
  • It phones companies and waits on hold, so it can take on cancellations that need a call.[8]
  • Bill negotiation, refunds and complaints too.[9][10]
  • An Android app.[9]

Rocket Money

rocketmoney.com · Its team contacts the provider for you

How it cancels
On Premium, you submit a cancellation request in the app and Rocket Money’s team contacts the provider on your behalf.[12] Its terms make it your limited agent to cancel that service; its agents may present themselves as the account holder.[21] Rocket Money says it typically takes 2–10 business days, depending on the merchant.[13]
Price
Tracking subscriptions is free; having its team cancel one is a Premium feature (Premium+ includes it too).[17][12] Premium is pay-what-you-choose — $7 to $14 a month, per Rocket Money’s own pages — with a 7-day free trial for new members. Premium+ is $15 a month plus tax.[16][18][19]
Platforms
iPhone and Android, plus the website for Premium members.[20][22]
Where it works
US only — it says it’s only available to users in the United States with US-based banks.[15]
Limits
  • It can’t cancel subscriptions billed through Apple, Google Play, Amazon, Roku or PayPal; you cancel those on that platform.[14][12]
  • It can’t cancel providers that require you to sign in, cancel in person, or put up bots and other roadblocks.[12][23]
  • A charge can still go through before the cancellation is confirmed.[12]
Where it’s stronger than Wally
  • People do the cancelling for you; you don’t follow the steps yourself.[12]
  • A free plan for tracking subscriptions, and an Android app.[17][20]
  • Bill negotiation on Premium+, with no fee from November 2, 2026.[24]
Wally vs Rocket Money, side by side

Subpilot

subpilot.tech · “Cancel for me” requests, handled automatically or by its concierge

How it cancels
You tap “Cancel for me” on a subscription, add the details it asks for (such as your full name), and track the request in the app.[26][25] Its terms say you authorize Subpilot to act on your behalf to cancel, through third-party partners.[27] Subpilot says requests its automated system handles may finish in about 15 minutes, while its concierge service takes a median of about 10 hours and up to a week.[25]
Price
It’s free to download, but access needs a subscription, and Subpilot says pricing varies by offer. Extra cancellations and Concierge Pro are one-time add-ons; its App Store listing shows in-app purchases such as Subpilot Premium ($9.99, $24.99 or $99.99) and “1 Auto Cancellation” ($4.99).[28][29]
Platforms
iPhone, Android and the web.[30]
Where it works
Not stated for cancelling. Its bill negotiation is only in the US and Canada.[25]
Limits
  • Subpilot says savings and cancellations aren’t guaranteed and depend on your providers, plans, account details and eligibility.[30]
  • Its terms say payments are generally non-refundable.[27]
Where it’s stronger than Wally
  • Android and web apps, and a concierge service that takes requests.[30][25]
  • Bill negotiation for eligible bills in the US and Canada.[25]
  • Step-by-step cancellation guides for 500+ services.[29]

Wallyours

wallyai.app · Its own browser, while you watch

How it cancels
Cancels in its own browser, which you can watch; you sign in yourself. Starts on the cancel page for about 20 popular services, and works other sites best effort. It acts only after your OK, and then checks your statement to confirm the charge stopped.
Price
Seeing what Wally finds is free. Premium — Wally doing the job: cancelling, asking for refunds, running tasks — is $6.99 a month or $69.99 a year on iPhone, with a 7-day free trial on the yearly plan; $69.99 a year on the web.
Platforms
iPhone (App Store) and the web at wallyai.app. There’s no Android app.
Where it works
Works with banks in the US and Canada.
Its limits
  • It can’t cancel subscriptions billed through Apple or Google Play for you, or anything that needs a phone call or a visit.
  • Seeing what Wally finds is free, but Wally doing the job — cancelling, asking for refunds, running tasks — needs Premium. The free trial is 7 days, on the yearly iPhone plan.
  • Cancelling works best on about 20 popular services, where Wally starts on the cancel page; on other sites it works best effort. It can’t cancel anything that needs a phone call or a visit.

Apps that don’t cancel for you

Apps people often expect on this list. Each is here because its own pages say it doesn’t cancel for you, or don’t say it does.

  • ChatGPT: OpenAI says Finances in ChatGPT is read-only and can’t cancel subscriptions. ChatGPT agent is no longer available; the cloud browser in ChatGPT Work carries out tasks on websites you sign in to, but OpenAI’s pages don’t say it cancels subscriptions.[31][32][33] Wally vs ChatGPT Finances
  • MonoBoost: Its developer says in its App Store replies that MonoBoost doesn’t cancel subscriptions on your behalf — it gives you the steps — and its terms say only that it “may assist” with cancelling.[34][35]
  • PocketGuard: Its terms say its Cancel Unwanted Subscriptions feature tells you how to cancel yourself, and that PocketGuard doesn’t act as your agent.[36]
  • DoNotPay: Its site says it has helped people cancel unwanted subscriptions and calls its tools self-help, but doesn’t say it cancels them for you.[37][38]
  • Chargeback: It used AI agents to cancel subscriptions, but it stopped taking new sign-ups on June 11, 2026, and says it stops working on April 15, 2027.[39]
  • Monarch and Copilot Money: Both find and track subscriptions; neither’s site lists cancelling them for you.[40][41] Wally vs Monarch · Wally vs Copilot Money

Wally’s drawbacks

What Wally doesn’t do, or doesn’t do yet:

  • No Android app — Wally is on iPhone and the web.
  • Seeing what Wally finds is free, but Wally doing the job — cancelling, asking for refunds, running tasks — needs Premium. The free trial is 7 days, on the yearly iPhone plan.
  • No credit score or credit report.
  • Cancelling works best on about 20 popular services, where Wally starts on the cancel page; on other sites it works best effort. It can’t cancel anything that needs a phone call or a visit.
  • Gmail connections are open to a limited number of accounts for now; Outlook works for everyone.
  • It’s younger than most apps it’s compared with here, so it has a shorter track record.
  • Works with US and Canadian banks only.

How we checked

  • We read each company’s own website, help center, terms and App Store listing on October 20, 2026 — Rocket Money’s on October 14, 2026, with its cancellation articles re-read on October 20, 2026. Each source below shows its own date, or the day we read it.
  • An app is listed as cancelling for you only if its own pages say it does. Apps whose pages say they don’t, or don’t say they do, are listed separately with the reason.
  • We didn’t sign up for or test these services; this page reports what each company says about itself.
  • Wally AI isn’t affiliated with any of these companies; product names are their owners’ trademarks.

Wally, your AI money agent

Try Wally

Ask Wally to cancel a subscription or ask your bank to refund a fee, and it works through the website in its own live browser. You sign in yourself — your password goes to that company, never to Wally — and nothing runs without your OK.

Seeing what Wally finds is free. Premium — Wally doing the job: cancelling, asking for refunds, running tasks — is $6.99 a month or $69.99 a year on iPhone, with a 7-day free trial on the yearly plan; $69.99 a year on the web. See what Wally can cancel.

Download Wally on the App StoreNot on iPhone? Start free on the web
Or start on the web

Read-only — Wally never moves your money.

FAQ

Which apps cancel subscriptions for you?

Of the apps we checked, seven say on their own pages that they do: Billshark, Experian and Rocket Money contact the provider for you; Duckbill uses background-checked people helped by AI; Pine AI is an AI agent that calls, emails and fills in forms; Subpilot takes “Cancel for me” requests, handled automatically or by its concierge; and Wally cancels in its own browser while you watch.

Can they cancel subscriptions billed through Apple or Google Play?

Rocket Money, Experian and Wally say they can’t — you cancel those in your Apple or Google account. Billshark, Subpilot, Pine AI and Duckbill don’t say either way on the pages we checked.

Do any of them work in Canada?

Wally works with banks in the US and Canada. Subpilot offers bill negotiation in the US and Canada but doesn’t say where it cancels; Pine AI and Duckbill don’t list countries. Rocket Money, Billshark and Experian are for the US.

Can ChatGPT cancel subscriptions for me?

OpenAI says Finances in ChatGPT is read-only and can’t cancel subscriptions. ChatGPT agent is no longer available, and OpenAI’s pages on the cloud browser in ChatGPT Work don’t say it cancels subscriptions.

Sources

  1. 1.Billshark Help Center: subscription cancellation FAQs · October 20, 2026
  2. 2.Billshark Terms of Service (effective March 1, 2026) · March 1, 2026
  3. 3.Duckbill: home page · October 20, 2026
  4. 4.Duckbill: Pricing · October 20, 2026
  5. 5.Duckbill Terms of Service (last revised September 17, 2025) · September 17, 2025
  6. 6.Experian: Manage your subscriptions and bills · October 20, 2026
  7. 7.Experian: Compare plans and pricing · October 20, 2026
  8. 8.Pine AI: Cancel subscriptions · October 20, 2026
  9. 9.Pine AI: Pricing · October 20, 2026
  10. 10.Pine AI Terms of Service (August 31, 2026) · August 31, 2026
  11. 11.Pine AI: Pricing & Subscription Plans · July 10, 2026
  12. 12.Rocket Money Help Center: How do I cancel a subscription on Rocket Money? · October 5, 2026
  13. 13.Rocket Money Help Center: How long does it take Rocket Money to cancel a subscription? · September 22, 2026
  14. 14.Rocket Money Help Center: How do I cancel subscriptions that are billed by third parties? · September 22, 2026
  15. 15.Rocket Money Help Center: Does Rocket Money support international banks? · September 22, 2026
  16. 16.Rocket Money: Rocket Money vs YNAB · October 14, 2026
  17. 17.Rocket Money: Frequently asked questions · October 14, 2026
  18. 18.Rocket Money Help Center: How much does Rocket Money cost? · September 22, 2026
  19. 19.Rocket Money Help Center: Introduction to Premium+ · September 22, 2026
  20. 20.Rocket Money: How much does Rocket Money cost? Free vs. Premium vs. Premium+ · January 19, 2026
  21. 21.Rocket Money Terms of Service (effective October 2, 2026) · October 2, 2026
  22. 22.Rocket Money Help Center: Rocket Money for desktop · September 22, 2026
  23. 23.Rocket Money Help Center: Why can’t Rocket Money cancel this? · September 22, 2026
  24. 24.Rocket Money Help Center: Bill Negotiations is moving to Premium+ · September 24, 2026
  25. 25.Subpilot: What is Subpilot? · October 20, 2026
  26. 26.Subpilot Support Center: How to cancel subscriptions via Subpilot? · July 20, 2026
  27. 27.Subpilot Terms of Use (last revised October 18, 2026) · October 18, 2026
  28. 28.Subpilot: Pricing · October 20, 2026
  29. 29.Subpilot on the App Store · October 20, 2026
  30. 30.Subpilot: home page · October 20, 2026
  31. 31.ChatGPT use cases: Track bills, subscriptions, and spending · October 20, 2026
  32. 32.OpenAI Help Center: ChatGPT agent · October 20, 2026
  33. 33.OpenAI Help Center: Using cloud browser in ChatGPT · October 20, 2026
  34. 34.MonoBoost Cancel Subscriptions on the App Store · October 20, 2026
  35. 35.MonoBoost Terms of Use (September 15, 2025) · September 15, 2025
  36. 36.PocketGuard Terms of Use (last updated November 26, 2024) · November 26, 2024
  37. 37.DoNotPay: home page · October 20, 2026
  38. 38.DoNotPay: How to cancel · October 20, 2026
  39. 39.Chargeback: Chargeback is joining Flex · June 11, 2026
  40. 40.Monarch: Tracking features · October 14, 2026
  41. 41.Copilot Money: home page and pricing · October 14, 2026
Facts about each app come from its own website, help center, terms or App Store listing, checked October 2026. Prices and features change — check each company’s site for the latest. Wally AI isn’t affiliated with any of these companies; product names are their owners’ trademarks.

Wally compared, one app at a time

See every comparison